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ARCA Submissions Archive

ARCA Submission to Privacy Act Review Report 2022

  • ARCA Submission to Privacy Act Review Report 2022 - 31 March 2023

ARCA Submission to Treasury Laws Amendment (Consumer Data Right Bill) 2022

  • ARCA Submission to Treasury Laws Amendment (Consumer Data Right Bill) 2022 - 6 March 2023

ARCA Submission to Non-Bank Lending Design Paper

  • ARCA's Submission to Non-Bank Lending Design Paper - 31 January 2023

ARCA Submission to Treasury Laws Amendment (Modernising Business Communications and other Measures) Bill 2022

  • ARCA's Submission to Treasury Laws Amendment (Modernising Business Communications and other Measures) Bill 2022 - 31 January 2023

ARCA submission to Treasury’s BNPL Options Paper

  • ARCA's Submission to Treasury's BNPL Options Paper - 20 January 2023

Independent Review of AFIA Buy Now Pay Later Code of Practice

  • ARCA's Submission to the Independent Review of AFIA BNPL Code of Practice - 9 December 2022

Australian Law Reform Commission (ALRC) Interim Report B: Financial Services Legislation ALRC Report 139: September 2022

  • ARCA's Submission to the ALRC Interim Report B: Financial Services Legislation ALRC Report 139 - 8 December 2022

Australian Securities & Investments Commission Industry Funding Model Review

  • ARCA's Feedback to the Australian Securities & Investments Commision IFM Review - 28 October 2022

Financial Services Compensation Scheme of Last Resort (CSLR) Regulation

  • ARCA Financial Services CSLR Regulation 2022 - 7 October 2022

Financial Services Legislation Interim Report A

  • ARCA Financial Services Legislation Interim Report A - 25 February 2022

Privacy Act Review Discussion Paper

  • ARCA Submission re Privacy Act Review Discussion Paper - 10 January 2022 

Privacy Legislation Amendment Bill 2021 (the Online Privacy Bill)

  • ARCA Submission to AGD re Online Privacy Bill - 6 December 2021

Establishing a Compensation Scheme of Last Resort (CSLR) 

  • ARCA Submission - Establishing a CSLR - 7 October 2020

National Consumer Credit Protection Amendment Bill 2020

  • ARCA submission on the National Consumer Credit Protection Amendment (Supporting Economic Recovery) Bill 2020 -3 Feb 2021

Open Banking

  • ARCA submission - Treasury Open Finance Designation Instrument - 15 September 2022
  • ARCA submission - Treasury Open Finance Sectoral Assessment - 15 April 2022
  • ARCA submission into Inquiry into Future Directions for the Consumer Data Right - 22 May 2020
  • ARCA submission to ACCC on intermediaries - 7 Feb 2020
  • ARCA submission to Maddocks draft PIA - 21 Oct 2019
  • ARCA submission to Priority Energy Datasets consultation - 21 Sept 2019
  • ARCA submission to second round Designation Instrument - 12 July 2019
  • ARCA submission to ACCC CDR Rules Exposure Draft - 10 May 2019
  • ARCA submission to Senate Economics Legislation Committee on CDR Bill - 28 Feb 2019
  • ARCA submission to Treasury PIA - 18 Jan 2019
  • ARCA submission to Data61 draft Consumer Data Standards - 26 Nov 2018
  • ARCA submission to Data61 User Experience Testing - 9 Nov 2018
  • ARCA submission to ACCC CDR Rules Framework - 12 Oct 2018
  • ARCA submission on draft Consumer Data Right Bill - 7 Sept 2018
  • ARCA submission to Open Banking Review - 23 March 2018

Responsible Lending

  • ARCA submission - Draft Prudential Practice Guide APG 220 Credit Risk Management
  • ARCA submission - AFCA Approach to responsible lending series
  • ARCA submission - APS 220 Credit Risk Management
  • ARCA submission - CP 303 Credit cards: Responsible lending assessments
  • ARCA submission to Consultation Paper 309

ASIC

  • ARCA submission - CP354 relief for simple arrangements following a hardship notice
  • ARCA submission - CP350
  • ARCA submission - CP310
  • ARCA submission - CP313
  • ARCA submission - CP325
  • ARCA submission - Draft DDO regulations
  • ARCA submission - ASIC RG139 Update

Treasury

  • ARCA submission - National Consumer Credit Protection Amendment (Financial Sector Reform) Regulations 2023 (the Regulations) 
  • ARCA submission -Treasury Laws Amendment (Modernising Business Communications) Bill 2021
  • ARCA submission - Treasury Bill re Use of technology for meetings
  • ARCA submission - Treasury Breach Reporting
  • ARCA submission - UCT Enhancement

OAIC

  • ARCA submission - NDB resources tranche 2
  • ARCA submission - NDB resources
  • ARCA submission - AGD data breach redacted

AFCA

  • ARCA submission - Australian Financial Complaints Authority (AFCA) consultation on proposed
    amendments to AFCA Rules and Operational Guidelines (the Consultation) 22 May 2023
  • ARCA submission - AFCA Rule Change 20 June 2019
  • ARCA submission - AFCA transition team
  • ARCA submission - Final AFCA / Rule Change A.14.5

Banking Royal Commission

  • ARCA submission - Interim Report of Royal Commission

CR Code Independent Review - ARCA response to consultation paper 

  • CR Code Independent Review - ARCA response to consultation paper 

In the spirit of reconciliation the Australian Retail Credit Association acknowledges the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today.

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