Arca Submissions Archive
Credit reporting
- Arca Submission to the Response to Consultation on Proposed Variation to the Credit Reporting Code - 21 February 2025
- Arca Submission to the Review of Australia’s Credit Reporting Framework - 14 June 2024
- Arca submission - Response to Consultation paper: Remaking the Privacy (Credit Related Research) Rule 2014
- CR Code Independent Review - Arca response to consultation paper
Artificial Intelligence
- Arca Submission to Supporting Responsible AI Discussion Paper – 26 July 2023
- Arca Submission on the Review of AI and the Australian Consumer Law - 12 November 2024
BNPL
- Arca Submission to Response to Consultation Paper 382 Low cost credit contracts (CP 382) - 7 March 2025
- Arca Submission to Buy Now Pay Later Exposure Draft Regulations - 12 February 2025
- Arca Submission to Buy Now Pay Later Regulatory Reforms - 28 June 2024
- Arca Submission to draft legislation on Buy Now Pay Later Regulatory Reforms - 12 April 2024
- Arca Submission to Treasury's BNPL Options Paper – 20 January 2023
- Arca Submission to the Independent Review of AFIA BNPL Code of Practice – 9 December 2022
Digital Identity
Financial Abuse
- Arca submission to the Joint Consultation on AFCA Approaches to family violence and financial elder abuse - 11 April 2025 including the Arca Consolidated Report as Annexure A
- Arca submission to the inquiry into the financial services regulatory framework in relation to financial abuse in Australia - 14 June 2024 including the Arca Consolidated Report as Annexure A
Privacy Act review and reforms
Open Banking / Consumer Data Right
- Arca's Submission to the Consumer Data Right Rules - non-bank lending and banking data scope - 20 December 2024
- Arca’s submission to the CDR rules: consent and operational enhancement amendments - 17 September 2024
- Arca Submission to Screen Scraping - Policy and Regulatory Implications - 6 November 2023
- Arca submission to Consumer Data Right rules – expansion to the non-bank lending sector - 11 October 2023
- Arca Submission – Consumer Data Right Rules and Data Standards Design Paper - 11 October 2023
- Arca Submission: Treasury Laws Amendment (Consumer Data Right Bill) 2022 - 6 March 2023
- Arca's Submission to Non-Bank Lending Design Paper - 31 January 2023
- Arca submission - Treasury Open Finance Designation Instrument - 15 September 2022
- Arca submission - Treasury Open Finance Sectoral Assessment - 15 April 2022
- Arca submission into Inquiry into Future Directions for the Consumer Data Right - 22 May 2020
- Arca submission to ACCC on intermediaries - 7 February 2020
- Arca submission to Maddocks draft PIA - 21 October 2019
- Arca submission to Priority Energy Datasets consultation - 21 September 2019
- Arca submission to second round Designation Instrument - 12 July 2019
- Arca submission to ACCC CDR Rules Exposure Draft - 10 May 2019
- Arca submission to Senate Economics Legislation Committee on CDR Bill - 28 February 2019
- Arca submission to Treasury PIA - 18 January 2019
- Arca submission to Data61 draft Consumer Data Standards - 26 November 2018
- Arca submission to Data61 User Experience Testing - 9 November 2018
- Arca submission to ACCC CDR Rules Framework - 12 October 2018
- Arca submission on draft Consumer Data Right Bill - 7 September 2018
- Arca submission to Open Banking Review - 23 March 2018
ALRC Review of Financial Services Legislation
Responsible Lending
- Arca Submission to AFCA Approach to Responsible Lending - 11 September 2023
- Arca submission - Draft Prudential Practice Guide APG 220 Credit Risk Management
- Arca submission - AFCA Approach to responsible lending series
- Arca submission - APS 220 Credit Risk Management
- Arca submission - CP 303 Credit cards: Responsible lending assessments
- Arca submission to Consultation Paper 309
Personal Insolvency
ASIC
- Arca's Feedback to the Australian Securities & Investments Commission IFM Review - 28 October 2022
- Arca submission - CP354 relief for simple arrangements following a hardship notice
- Arca submission - CP350
- Arca submission - CP310
- Arca submission - CP313
- Arca submission - CP325
- Arca submission - ASIC RG139 Update
- Arca Submission to CP373 Proposed Changes to the Banking Code of Practice
Treasury
- Arca Submission - Treasury Laws Amendment (Modernising Business Communications and other Measures) Bill 2022 - 31 January 2023
- Arca Submission - CSLR Regulation 2022 - 7 October 2022
- Arca Submission - Establishing a CSLR - 7 October 2020
- Arca submission - National Consumer Credit Protection Amendment (Financial Sector Reform) Regulations 2023 (the Regulations)
- Arca submission - Treasury Laws Amendment (Modernising Business Communications) Bill 2021
- Arca submission - National Consumer Credit Protection Amendment (Supporting Economic Recovery) Bill 2020 -3 Feb 2021
- Arca submission - Corporations Amendment (Design and Distribution Obligations) Regulations 2019 - 11 October 2019
- Arca submission - Treasury Bill re Use of technology for meetings
- Arca submission - Treasury Breach Reporting
- Arca submission - UCT Enhancement