ARCA News Feed https://www.arca.asn.au/news en ARCA National Conference 2019 Announced – Unleashing the Power of Data in Credit Management https://www.arca.asn.au/newsarca-national-conference-2019-announced-unleashing-the-power-of-data-in-credit-management.html https://www.arca.asn.au/newsarca-national-conference-2019-announced-unleashing-the-power-of-data-in-credit-management.html Join credit management colleagues, regulators and industry experts at this premier annual event for the credit industry. Our local and international experts will provide cutting edge insights on how to unleash the power of data in credit management.

THE CONFERENCE AT A GLANCE:

  • 13-15 November 2019 at the RACV Royal Pines, Gold Coast
  • Our expert speakers and panellists will provide cutting edge insights, global learnings, and thought leadership
  • The conference will include workshops and break-out sessions across Strategic, Technical and Legal streams
  • Enjoy unique networking opportunities with colleagues and industry players on a local and international level at the Welcome Cocktail Party, Conference Breakfast and Gala Dinner
  • Visit the conference website for more information at www.arcaconference.com.au.

Last year the conference sold out with more than 500 attendees. Book your ticket now so you don't miss out! Early Bird tickets are available from now until 30 August.


TO REGISTER:

Register now to lock in great value Early Bird tickets until the 30th August.

Interested in registering a team? Special 10% discounts are available to credit providers that register 10 or more people at one time. Click here to enquire, as certain restrictions apply.
 
CAN WE HELP?
Please contact:

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Sat, 10 Aug 2019 20:55:00 +0000
September ARCA Executive Breakfast series announced! https://www.arca.asn.au/newsseptember-arca-executive-breakfast-series-announced.html https://www.arca.asn.au/newsseptember-arca-executive-breakfast-series-announced.html

We are delighted to announce our next ARCA Executive Breakfast series will be held in Melbourne on Thursday, 19th September and in Sydney on Wednesday, 25th September.
 

Millennials – the Future of Credit?

 
The number of credit cards in Australia has dropped, mortgage application numbers are down, buy now pay later products are on the rise, and headlines are declaring the end of days for credit. Eyes are on millennials, the 23-38 year olds who represent a key demographic in the economy and the credit landscape.
 
We will look at how different millennials really are to other generations (and ask whether they’re different at all):

  • What does credit mean to millennials?
  • What lenders and products are ‘winning’ the millennial market?
  • Can traditional mortgage providers appeal to millennials as likely first home-buyers, or will millennials see fintechs take over the mortgage market?
  • Is there such a thing as brand loyalty these days?
  • As tech leaders, how do millennials balance concerns around privacy and data use, with the desire for good customer experience and getting the best deal?

Members and industry guests will have the opportunity to ask questions from the floor. Our facilitator will be Moses Samaha, Executive General Manager, Equifax.
 
Melbourne Executive Breakfast, Thursday 19th September 7am-10:30am

Sydney Executive Breakfast, Wednesday 25th September 7am-10:30am

Tickets: 

  • ARCA Member Individual ticket: $132
  • ARCA Member table of 8: $116pp
  • Non-Member: $162
  • Non-Member table of 8: $142pp

All prices excl GST
 
These Executive Breakfasts are kindly sponsored by Equifax, and on behalf of Members, we thank Equifax for this support.
 
If you have any further questions, please contact ARCA’s Geraldine Cremin –gcremin@arca.asn.au  or:
Taylor Henderson - thenderson@rfigroup.com for event enquiries.
James Harradine - jharradine@rfigroup.com for ticket enquiries. 

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Tue, 30 Jul 2019 11:30:00 +0000
Last chance to purchase tickets to the Sydney ARCA Executive Breakfast! https://www.arca.asn.au/newslast-chance-to-purchase-tickets-to-the-sydney-arca-executive-breakfast.html https://www.arca.asn.au/newslast-chance-to-purchase-tickets-to-the-sydney-arca-executive-breakfast.html

 

Our first round of Executive Breakfasts for 2019 is fast approaching.  The Sydney breakfast is this week, so now is your last chance to secure your tickets to this important event.  
 

 

Our topic is Open banking... what’s driving the final design?

The event is sure to be an insightful and topical discussion with our panel of industry experts, each bringing a unique perspective on what the future of open banking may hold – including what will happen, now the Consumer Data Right (CDR) legislation is on the shelf due to the Federal election!

 

Mike Cutter, Equifax Group Managing Director Australia and New Zealand, will moderate the event, and will be joined by:
 

 

 

Sydney Executive Breakfast, Thursday 9 May 7am-10:30am

 

Tickets: If you haven’t yet booked enough tickets for your teams, please do so now - as these events will soon sell out. 

  • ARCA Member Individual ticket: $132
  • ARCA Member table of 8: $116pp
  • Non-Member: $162
  • Non-Member table of 8: $142pp

All prices excl GST

 

These Executive Breakfasts are kindly sponsored by Equifax, and on behalf of Members, we thank Equifax for this support.

 

If you have any further questions, please contact ARCA’s Geraldine Cremin – gcremin@arca.asn.au  or:
Domonique Jovanovich - djovanovich@rfigroup.com for event enquiries.
James Harradine - jharradine@rfigroup.com for ticket enquiries. 

 

The ARCA team look forward to welcoming you to this important event.

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Thu, 18 Apr 2019 08:30:00 +0000
Privacy (Credit Reporting) Code (CR Code) variation https://www.arca.asn.au/newsprivacy-credit-reporting-code-cr-code-variation-1.html https://www.arca.asn.au/newsprivacy-credit-reporting-code-cr-code-variation-1.html Privacy (Credit Reporting) Code (CR Code) variation

ARCA is conducting a consultation on the proposed CR Code variation between 30 January 2019 and 28 February 2019. The context for this variation is set out in greater detail below.

The consultation material is as follows:

Further information on the independent review into the CR Code is available here: https://www.oaic.gov.au/privacy-law/privacy-act/credit-reporting

Feedback in response to the consultation material can be emailed to CRCode@arca.asn.au by close of business, Thursday 28 February 2019.

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Wed, 30 Jan 2019 10:05:00 +0000
Privacy (Credit Reporting) Code (CR Code) variation https://www.arca.asn.au/newsprivacy-credit-reporting-code-cr-code-variation.html https://www.arca.asn.au/newsprivacy-credit-reporting-code-cr-code-variation.html Privacy (Credit Reporting) Code (CR Code) variation

ARCA is conducting a consultation on the proposed CR Code variation between 3 and 17 April 2018. The context for this variation is set out in greater detail below.

The consultation material is as follows:

Further information on the independent review into the CR Code is available here: https://www.oaic.gov.au/privacy-law/privacy-act/credit-reporting

Feedback in response to the consultation material can be emailed to CRCode@arca.asn.au by close of business, Tuesday 17 April 2018.
 

Context for CR Code variation

The OAIC has written to ARCA and confirmed that it would consider an application by ARCA (as Code developer) to vary the CR Code to address the following matters identified by the CR Code Independent Reviewer (Pricewaterhouse Coopers):

  • clarifying the timing of issuance of section 21D notices and the possibility that there is inconsistency between the relevant provisions in the Privacy Act 1988 (Cth) and the Credit Code (PwC recommendation 4)
  • clarifying the permitted methods of delivery of section 21D notices and where to deliver those notices (PwC recommendation 5)
  • determining how the ‘maximum amount of credit available’ is calculated and consistent categorisation of credit contracts in determining the maximum amount of credit available (PwC Issue 15)
  • determining ‘the day credit is terminated or otherwise ceases to be in force’ to ensure accurate disclosures of consumer indebtedness (PwC Issue 16)
  • improving and clarifying mechanisms for correction of information (PwC Issue 18)
  • clarifying the definition of ‘month’ for purposes of reporting repayment history information (RHI) in respect of whether the time is to be calculated using business and/or non-business days (PwC Issue 29)
  • clarifying the impact of the application of a ‘grace period’ when calculating the first RHI period (PwC recommendation 7)
  • clarifying the scope of prohibition for developing a ‘tool’ to facilitate a CP’s direct marketing (PwC recommendation 8).

Given the introduction of the National Consumer Credit Protection Amendment (Mandatory Comprehensive Credit Reporting (CCR)) Bill 2018 in Parliament on 28 March 2018, it is expected that ARCA will work towards obtaining the Acting Australian Information Commissioner’s approval of these variations, so that they apply by 1 July 2018. On this basis, the OAIC expects that ARCA will commence consultation in early April 2018.

 

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Mon, 02 Apr 2018 19:10:00 +0000
Ease the Hardship… of Hardship Processes https://www.arca.asn.au/newsease-the-hardship-of-hardship-processes.html https://www.arca.asn.au/newsease-the-hardship-of-hardship-processes.html    

 

Katabat and Connected Analytics are partnering to drive financial hardship program innovation in a way that benefits both financial institutions and struggling debtors. We have developed a multi-pronged strategy to deliver significant financial and customer experience returns within those external and internal constraints.

 

Join us for a webinar on Wednesday 13 December, 2017 at 12:00 PM AEST, 1:00PM AEDT, 10:00AM AWST.
 
Once a borrower gives notice of hardship, the National Credit Code mandates that dealing with their hardship is your problem. How is your organization managing that challenge?Australian lenders’ responses to hardship are limited by poor integration of data and decisioning and sorely deficient customer communications.
 
Join internationally-recognised hardship expert David Grafton, Director of Business Development at Connected Analytics, along with Rob Davies, Director of Business Development at Katabat for Australia and New Zealand, for a live and interactive webinar on 13 December 2017. They will address the use of technology to enhance regulatory compliance while disrupting the status quo of hardship strategies in Australia.

 

Read more.

 

REGISTER NOW

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Wed, 06 Dec 2017 16:45:00 +0000
iappANZ 2017 SUMMIT https://www.arca.asn.au/newsiappanz-2017-summit.html https://www.arca.asn.au/newsiappanz-2017-summit.html Members and the broader privacy community are invited to explore the tension between privacy and data utilisation at the iappANZ 2017 Summit to be held at Dockside Cockle Bay Wharf on Tuesday, 3 October. Join our MC, Tracey Spicer, and Australasia’s leading brands and government and regulatory representatives as we unpack the latest issues in privacy regulation and policy, including:
 
  • Updates from Australian and New Zealand regulators
  • The EU GDPR – Its effect in Australia and New Zealand and what to do about it
  • Managing privacy risk through de-identification and other protections
  • How to drive change by winning hearts, not minds
  • Workshop:  Safe data, trusted data use: what it means and how to get there
  • The ethics of spyware – What happens when you spy on a thief?
  • Cool or creepy? Navigating a safe path to unlock the power of big data, AI and analytics
All privacy practitioners are also invited to attend an exclusive security workshop on Wednesday, 4 October hosted by SafeStack CEO and Security Cat Herder Laura Bell. Entitled "Bringing security and privacy practitioners together… it’s like herding cats" the practical session will introduce the key concepts of security, and provide an opportunity to work through a breach case study that required privacy and security teams to work closely together on a global scale.
 
SUMMIT REGISTRATION:
 
Members - $687.50
Non Members - $907.50 
(Non member registration includes 1 year iappANZ membership)
 
Registration includes access to all summit sessions and exhibition, summit satchel, catered tea breaks and post summit networking drinks. 
 
DAY 2 WORKSHOP REGISTRATION: 
 
Members - $195.00

Non members - $225.00

 

Click here to register to download the program

 

 

SPECIAL OFFER TO ARCA MEMBERS 

Receive the iappANZ member rate to attend the summit 

 

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Mon, 11 Sep 2017 11:45:00 +0000
REGISTRATIONS NOW OPEN FOR ARCA NATIONAL CONFERENCE '17 https://www.arca.asn.au/newsregistrations-now-open-for-arca-national-conference-17.html https://www.arca.asn.au/newsregistrations-now-open-for-arca-national-conference-17.html Registrations are now open for the ARCA National Conference ’17, and the website is live at www.arcaconference.com.au.

 

The conference will be held over 2.5 days, from the afternoon of Wednesday 8th November to Friday 10th November.  This year we are headed back to the Gold Coast to the beautiful Sheraton Grand Mirage resort for the main conference and Gala dinner, with accommodation being held at three five star venues; Sheraton Grand Mirage, Palazzo Versace and QT Gold Coast.

 

Our theme for 2017 is: "The Changing Future of Credit Risk”, designed to build on last year’s theme of “Optimising outcomes in an uncertain world".  Our international and local speakers will distil their insights from their own experiences to help navigate an evolving landscape and strategise the future of our organisations.

 

Increasingly, the ARCA National Conference is the premier annual event for the credit risk industry, providing top quality strategic insights and networking opportunities for senior executives - as well as professional development and motivational opportunities for their teams.

 

This year, the conference will have even greater depth and breadth of content - and will include strategic, technical, and legal & compliance streams.

 

To register:

 

You can register here to lock in tickets before End of Financial Year. The attractive Early Bird discount rate and special Member rate  is now open and remains available until the end of August.  If you are interested in registering a team, there are special discounts available for Credit Providers. Click here to enquire.

 

For any questions regarding registrations or sponsorships, please contact Lucy Ladbrooke at RFi Group (LLadbrooke@rfigroup.com, 02 9126 2627) or Rebecca Murray at ARCA (rmurray@arca.asn.au, 0419 633 346).

 

The Conference Committee and ARCA team look forward to welcoming you and your industry peers to a fabulous educational and networking experience! 

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Thu, 03 Aug 2017 09:35:00 +0000
27th Annual Credit Law Conference, https://www.arca.asn.au/news27th-annual-credit-law-conference.html https://www.arca.asn.au/news27th-annual-credit-law-conference.html Informa is proud to present the 27th Annual Credit Law Conference, due to take place on 11-13 October at the Surfers Paradise Marriott Resort & Spa.

 

The conference will once again provide a stellar knowledge and networking platform for financial services executives and stakeholders, with updates from the Minister for Credit & Small Businesses and ASIC Executive Leader Michael Saadat.

 

Themes this year include

  • Policy announcements from the Minister for Credit & Small Businesses
  • Regulatory updates from ASIC
  • Comparison of industry and regulatory perspectives on the future of credit and lending
  • Outcomes to unsuitable lending - insights from FOS and CIO
  • Home lending - mortgage broker remuneration and the future of the industry
  • Regtech, credit, banking and insurance for SMEs
  • P2P lending
  • The future of credit advertising
  • Accountability
  • Compliance and responsible lending

 

Learn more and book your place here.

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Thu, 03 Aug 2017 09:25:00 +0000
2nd Annual Credit Law Symposium https://www.arca.asn.au/news2nd-annual-credit-law-symposium.html https://www.arca.asn.au/news2nd-annual-credit-law-symposium.html

 

2nd Annual Credit Law Symposium

 

This September, we’ve assembled the key Regulators, the thought leaders and the best speakers to focus on the practical issues that will impact your practice.

 

Efficiency and value?

 

Spend just one day in Sydney  where you can pick and choose the content relevant for you, all at a great value. Make the wise choice: a comprehensive credit law and fintech event with independence, focus, innovation and value.

 

Below you can find the brochure. Simply click on the brochure image to view and download your very own copy.

 

 

So don't delay in securing your registration - register now for the  only credit law and fintech event that is independence, focus, innovation and value.

 

Plus, don't miss out on our early bird prices with savings of up to $100 if you register by Friday 4 August 2017

 

Learn More Here

 

 

As a special offer, ARCA Members receive the early bird rate until the seminar runs. Simply register using the brochure link and mention that you have been invited by a speaker at the early bird rate. 
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Mon, 24 Jul 2017 10:10:00 +0000